Home Ownership

The City was awarded a HOME grant to continue the Home Ownership Program.  Funds will be available on a "first come-first served" basis based on the date the City receives a complete application.  

The Home Ownership Program is designed to provide assistance to income qualified homebuyers in purchasing homes, located within Arcata City limits. The Program provides loans up to $146,000 per home with 1.5% simple interest and deferred payments for 30 years.  Income qualification depends on family size.  Consult the California Department of Housing and Community Development for the current limits. 

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